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Friday, January 3, 2014

New Year's Improvements

Resolutions... I feel the word itself is meant to be broken.

So instead I am going to try a different approach... New Year's improvements =)

The goal: make small changes every week

The first is a savings plan! I am sure you have seen some version of the 52 week plan to increase the money you save weekly so it builds but doesn't feel like a hardship on your budget. The end result is a savings of $1378 if you stick to the chart I have posted. My other half and I hope to use this plan plus a little extra to save $1500 by the end of the year. That is of course if we can refrain from using it.

Along with this weekly plan we decided to start saving for Christmas/birthdays... Rather early I know but, with $7 a week we hope to not have to rely on a credit card to get our family gifts. This will give us over $700 which means no additional debt for 2015!

Fingers crossed and wallets shut!

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